Heshboni Terms, Disclaimer and Data Notice

1. Nature of the service

Heshboni is a technology tool for recording and organizing budgets, income, expenses, accounts and shared lists. It is not a bank, accountant, tax adviser, financial adviser, lawyer, investment manager or substitute for a licensed professional.

2. No advice or guarantee of accuracy

• All calculations, classifications, forecasts, AI insights and tax or VAT estimates are general estimates only.
• AI may make mistakes, omit data, misclassify transactions or provide outdated information.
• Do not rely on the service for tax filings, payments, credit, investments, contracts or other financial decisions. You must verify all information and obtain professional advice.

3. Data processing and disclosure

The service may process amounts, descriptions, income, expenses, account names, shopping lists, transcribed speech and usage information. This may include personal or sensitive financial information.

• Data is stored and processed through third-party database, hosting, authentication, analytics and AI providers.
• Text or financial context needed to create an insight may be sent to an external AI provider.
• Voice features may use speech-recognition services provided by your browser or operating system.
• Do not enter passwords, authentication codes, full payment-card numbers, banking login credentials, identity documents or unnecessary sensitive information.

4. Shared accounts

• Members of a shared family or business account may see information and actions entered by other members.
• Anyone with a valid invitation link may be able to join; share invitation links only with authorized people.
• Other members may add, edit, mark or delete shared information.
• Do not add another person or their information without proper authority and a lawful basis.

5. Security, availability and data loss

We use reasonable safeguards, but no system is completely secure. Unauthorized access, disclosure, loss, corruption, outages or deletion may occur due to attacks, mistakes, provider failures or circumstances beyond our control.

The service is provided AS IS and AS AVAILABLE, without guarantees of uninterrupted availability, permanent retention, fitness for a particular purpose or error-free operation. Keep independent copies of important records.

6. User responsibility

• Provide lawful and reasonably accurate information and correct errors.
• Protect your login method and device.
• Do not use the service for fraud, intrusion, privacy violations or unlawful activity.
• Ensure that business, accounting and tax use complies with applicable law and professional guidance.

7. Limitation of liability

To the maximum extent permitted by law, SharePlus and its operators, personnel and providers will not be liable for direct or indirect loss, financial loss, lost profit, fines, tax liability, incorrect decisions, data loss or disclosure, reputational harm, business interruption, or damage arising from reliance on, use of, or inability to use the service.

Nothing in these terms excludes liability that cannot lawfully be excluded or limited.

8. Third-party services

The service depends on third-party providers. Their outages, policy changes, discontinuation or data processing are outside our control and may also be governed by their own terms and privacy policies.

9. Changes and termination

We may change, limit, suspend or discontinue features or the service and update these terms. Continued use after an update constitutes acceptance where permitted by law.

10. Governing law

These terms are governed by the laws of the State of Israel, and disputes are subject to the competent courts in Israel, subject to mandatory consumer law.